Are you a Certified Financial Planner?
How long have you been in the business?
Is there a charge to meet?
Are you Fee-Based or Commission?
We can be either depending on your needs and what you’re looking for! Some clients only want us to build a comprehensive Financial Plan, so we’re Fee-Only (in its truest sense) and might not manage any Investment or Insurance products for them. Others might not be ready for an actual financial plan yet but want help with Investments and/or Insurance. Oftentimes clients want us to both build the plan and help them implement it. Either way, it’s up to you!
How do your fees work?
What oversight do you have?
We have a full-time compliance officer, and are also regulated by the SEC, FINRA (Financial Industry Regulatory Authority) and the State of Texas. Our broker/dealer, MMLIS, Inc., also performs its own internal audits. As a Certified Financial Planner™, I’m also held to the CFP Board’s Code of Ethics, which includes upholding the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence.
Jeffrey D. Cummins, CPA, MBA, CFP®
CERTIFIED FINANCIAL PLANNER™, Founder
Top Flight Wealth Strategies
Galleria Tower Two, 20th Floor
13455 Noel Rd, Dallas, TX 75240
972-455-4360 | F. 972-246-1899
Jeffrey D. Cummins is a registered representative of and offers securities investment advisory and financial planning services through MML Investors Services, LLC. Member SIPC. Supervisory Office: Galleria Tower Two, 13455 Noel Road, 20th Floor Dallas, TX 75240, (972) 246-1800. Top Flight Wealth Strategies is not a subsidiary or an affiliate of MML Investors Services, LLC.