Jeff grew up in Garland, Texas, and attended Naaman Forest High School. His senior year, Jeff finished in the top 5% of his class and won both the city and district golf tournaments. He then attended Baylor University with a golf scholarship, made the Dean’s List twice, and was a member of Delta Tau Delta Fraternity, Golden Key Honor Society, Gamma Beta Phi Honor Society, and Beta Alpha Psi Accounting Fraternity. Jeff received his BBA in Accounting and MBA from Baylor, and CPA certification shortly after graduating.
Jeff is married to Tracy, who works as a Pediatric Nurse Practitioner in Cardiology at Children’s Medical Center in Dallas. They live in Lucas, Texas and have twin daughters and a son, a Rhodesian Ridgeback and a Labrador Retriever. In his free time, Jeff enjoys spending time with his family, volunteering in KidZone at Chase Oaks Church in Fairview, playing golf at Gleneagles Country Club, practicing the Electric Guitar, and honing his skills as a Black Belt in Taekwondo.
Jeff started his business career as an Auditor with PricewaterhouseCoopers in 2000 and received his CPA certification in 2001. He then joined Spectrum Financial Group in 2002 after obtaining his NASD Series 7 (General Securities), Group 1 (Life and Health Insurance), and NASD Series 66 licenses (Fee-Based Financial Planning).
In 2003 Jeff received Spectrum Financial Group’s “New Advisor of the Year” agency award. He was also named to the Freshman Five listing by Mass Mutual Financial Group, which recognizes it’s top five new advisors in the country. In addition, he was named to National Register’s “Who’s Who in Executives and Professionals.”
- In 2008, Jeff obtained his CERTIFIED FINANCIAL PLANNER™ (CFP®) designation.
- In 2012, he was named Spectrum’s “Advisor of the Year” and received his first of multiple “Five Star Wealth Manager” awards. **
- In 2018, Jeff founded Top Flight Wealth Strategies.
Jeff has built a very well-rounded clientele, with specializations in helping Business Owners and Physicians. He is working with his clients both from the Individual Needs aspect and the Comprehensive Planning aspect.
*Authorized for accountancy services in the following states: Texas. Not practicing on behalf of MML Investors Services, LLC or its affiliated companies.
** The FIVE STAR Award is granted to Five Star Professional, an independent 3rd party marketing firm. The award is not indicative of future performance or success and stems from nominations in a given market area and based upon objective criteria including favorable regulatory and complaint history, reviews conducted by the firm, retention rates, and client assets administered.
***Jeffrey D. Cummins is a registered representative of and offers securities investment advisory and financial planning services through MML Investors Services, LLC. Member SIPC. Supervisory Office: Galleria Tower Two, 13455 Noel Road, 20th Floor , Dallas, TX 75240, (972) 246-1800. Top Flight Wealth Strategies is not a subsidiary or an affiliate of MML Investors Services, LLC.